YouTube thumbnail composition: On the right side, close-up portrait of the young man with dark spiked hair, beard, red rectangular sunglasses, and denim jacket from the first reference image, looking calmly and confident directly into the camera. On the left side, two neat digital product listing cards (like Etsy or Gumroad mockups: one showing a sleek Notion dashboard template and another showing an AI prompt/bot digital product card), both featuring discounted price tags clearly visible below them: '$19.00' and '$49.00'. In the top-left area, large clean white bold sans-serif text without backgrounds: 'СКУЧНЫЕ ДЕНЬГИ'. Clean modern studio interior background with soft aesthetic lighting, 16:9 aspect ratio, high resolution YouTube thumbnail design.
